The future of Fintech

For years, African fintech was defined by disruption. Small startups emerged across the continent solving problems traditional banks had ignored for decades. Mobile money, digital wallets, payment gateways, remittances, agency banking, lending apps, and merchant payments exploded across Africa. The barriers to entry seemed lower. A small team with a strong idea could raise funding, grow quickly, and become a major player in a relatively short period of time. But African finte